Share Certificates (CD's)

 

For the highest yield possible, check out an Oswego County FCU Share Certificate. This secure investment is a great way to earn top dividends while avoiding the risk of stocks and other investments.

Share Certificates

Term Dividend Rate APY*

6 Months

1.50% 1.51%

9 Months - New Money

4.10% 4.16%
12 Months 3.50% 3.55%
18 Months 2.00% 2.02%
24 Months 3.00% 3.04
36 Months 2.25% 2.27%

Share Certificates Rates for Platinum Plus Members

Term Dividend Rate APY*
6 Months 2.00% 2.02%
9 Months - New Money 4.10% 4.16%
12 Months 3.50% 3.55%
18 Months 2.50% 2.53%
24 Months 3.50% 3.55%
36 Months 2.75% 2.78%

*APY is Annual Percentage Yield
$500.00 minimum balance to open
Rates effective as of 04/01/2025 and subject to change at any time
Penalties apply for early withdrawal
Fees can reduce the earnings on the account